Out from MIAT’s hostel…

And living in rent house in Taman Seroja in Salak Tinggi. I can save around 60 ringgit because I just pay 30 ringgit a month, otherwise I have to pay for 90 ringgit if i stay in MIAT’s hostels. I don’t have to worry about transportation as my housemate have cars and they all are my classmate.

I’m home right now and heard the news that landslide occur again in Putrajaya just 50 meters away from the landslide that happen last week. It in the school behind the school ’surau’. My brother told me that the school principle are considering to close down the school for around 2 weeks so some works can be done to clear up the landslide and take some measures to prevent another landslide happen. Here in Putrajaya, you can see some cars who have buried or damaged by the landslide on the roads as the residents there want to transfer some of their belongings to their temporary house at Presint 14. Poor them. And rumors said that it is the leaking water tank on the hill that cause the landslide.

I have another 3 exam papers to go. Hopefully I can answer all correctly.

Change links

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Just request link exchange with me by just giving comment on this post!!

Wish I Had More Time

My study leave ‘holiday’ comes to end and tomorrow and 4 days after tomorrow, I will seat for final exam. I’m studying and finishing all my proposal, thats why I don’t have any time to post content on my blog and two other blog, SportsNewsUpdate and FutureFinancial Blog. I wish I have more time.

On Thursday and Friday, I’ve suffer food-disorder. Thats another reason why I cannot update my blogs and yesterday, I went out with my family to buy handphone. Remember my sis who get 9A’s in SPM? He got Nokia 5300 as a present from my parents. While I decided to use my ‘duit kutu’ to buy a Motorola RAZR V3x. So my ego are really high right now :p. My father also buy a new handphone, a brand new Nokia E65. A happy day for my family:)

So..Tomorrow is start of the exam week. Wish me luck.

10 ways for Arsenal to Win Trophies Next Season

This season is another trophy-less season for Arsenal. Though there are some improvement made compare to last season. Arsenal get to Carling Cup Final, better FA Cup run, and still have the possibility to finish higher than last season.

How can we win next season? There are 10 factor that can make Arsenal win next season

1. The young team will gel and complete their ‘transition’ period: The team Arsene have now is still young and have very little experience in Premier League. Only Henry, Gilberto, Toure, and Lehmann are 1st team regular for past 3-4 years. Hleb only at the club for two season and still not fully adapt while Gallas are injured during the course of the season and are slowly adapt to Arsenal style of play. While Fabregas, Clichy, Senderos, Adebayor are still maturing and their best years are still ahead. A bright future for Gunners.
2. Fit Thierry Henry: A fit Titi can give morale boost to anyone at the club. He can bang in goals like always and hopefully the injury will gone forever.
3. Consistence back four: Our back four this season is not consistent and always changing. A lot of injury occur to our squad and Arsene Wenger must rotate the defence every match.
4. Goal scoring midfielder: Arsenal will need a goal-scoring midfielder. Someone that have quality like Pires. Rosicky can do it but he need not to be shy in front of penalty box and must be creative to set up goal scoring chance for himself.
5. Luck: Lady luck have not been with Arsenal in the last two season. We always have bad luck on injuries and Gallas has mysterious injuries that prevent him playing for month. Titi also suffer long-term injury.
6. A good pre-season. Pre-season is very important for the players. Last year world cup may take a toll on the player whose nation qualify for the latter stage. Their performance are below par and the player fitness also suffer.
7. A really good signing: Arsene have said that he probably sign someone ’super’ but latter said that how will he slot the player. Maybe he just keep the player name just for himself so the likes of Barcelona, Real Madrid and Chelsea will not steal the player.
8. World Class Goalkeeper: Lehmann may leave this summer so Arsene must buy a very good goalkeeper. Romour has linked Igor Akinfeev and Craig Gordon as well as Boruc
9. Maturing youngster: Promising talents like Denilson, Diaby and Walcott will gain more experience. They need to be more dynamic, taking chances and physically strong.
10. Improved English FA: The English FA were really double-standard this season. While the ratio of yellow cards to fouls that we receive is ridiculous and the referee is bias towards us.

Hopefully, we will win trophy(es) next season to reward our ‘Total Football’ style.

New batch of PLKN

Good luck to the 2 batch of PLKN 2007. Everybody who participate must be anxious+excited+scare. All the guys will be balded and become ‘Mawi’ look alike while the girls will be smiling or some giggle while watching the balding ceremony.

PLKN is all about character building, discipline, teamwork among each other while promoting love to our country, Malaysia. There, you can meet a lot of friend and some will search for love.

Hopefully this batch of PLKN 2007 will be a success and there will be no freak death occur.

Khidmat Negara TanggungJawab Bersama

Root of financial planning

We have cover the meaning of financial planner and what he/she can do with us.

Now, we will talk about the root of financial planning.

Saving..Saving..Saving..

Now, why saving is important. Because something happen to us, somethings that require money, we can use the saving money for the emergency purpose. Savings in Unit Trust, Insurance, and Fixed Deposits can grow your money with the dividen that they give. Other tools for financial planning is investment. But it must be a very good investment. Here in Malaysia, especially for Malay, must invest in Amanah Saham Bumiputera (ASB), for the Chinese, they have Amanah Saham Nasional (ASN) to invest.

Because ASB is the best investment product in Malaysia. The dividends that PNB give is guaranteed by Malaysian Government and yearly you will get 7% or above. Though some issues has been raised about the integrity of ASB and the ‘HALAL” status, it is confirmed “HALAL” and it is a must to for the muslim to invest in ASB.

Most financial planner will provide plans that can give you ability to make saving, to pay bills, to pay all the debts and buy some properties though before this you cannot make all the things that he plans.

Here is my blog for financial advice, mainly for malaysian -> FutureFinancial